Last Updated: Janurary 1st, 2026

Please read these terms carefully, by continuing to use the Service you consent to the Terms. If you do not agree to the Terms, you are not permitted to continue accessing this Service.

Terms of Service

Welcome to TopPicks Horse Racing Handicapping, ("we," "us," or "our"). These Terms of Service (Terms) govern your access to and use of our website (the Service).

Changes to Terms

TopPicks Horse Racing Handicapping reserves the right, in its sole discretion, to change the Terms under which toppickz.xyz is offered. The most current version of the Terms will supersede all previous versions. TopPicks Horse Racing Handicapping encourages you to periodically review the Terms to stay informed of our updates.

Accessing the Service

By accessing this service you state that you are 18 years or older. TopPicks Horse Racing Handicapping accepts no responsibility for, or liability to you, in connection with your use of this site and makes no representations or warranties regarding how the Service will operate or the quality of the Service.

Limitation of Liability

We do not guarantee the accuracy or quality of any information of the Service, any and all information should be viewed as for entertainment purposes only.

Liability Disclaimer

THE INFORMATION INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES, TYPOGRAPHICAL OR DATA ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. WE MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SITE AT ANY TIME. WE MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND.


You accept and acknowledge:

By agreeing to these Terms and accessing the Service, you agree, to the fullest extent permitted by applicable law, to indemnify, defend, and hold harmless TopPicks Horse Racing Handicapping, and our respective past, present, and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors, lawyers, accountants, insurers, and assigns (individually and collectively, the "TopPicks Horse Racing Handicapping Parties"), from and against all actual or alleged claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys' fees and expenses), and costs (including, without limitation, court costs, costs of settlement, and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract, or otherwise (collectively, "Claims"), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Service or its content, (b) any Feedback you provide, (c) your violation or breach of any term of these Terms or applicable law, and (d) your violation of the rights of or obligations to a third party, including another user or third-party, and (e) your negligence or willful misconduct. You agree to promptly notify TopPicks Horse Racing Handicapping of any Claims and cooperate with the TopPicks Horse Racing Handicapping Parties in defending such Claims. You further agree that the TopPicks Horse Racing Handicapping Parties shall have control of the defense or settlement of any Claims.